Optimism – we believe that people can improve their financial circumstances with encouragement and training.
Integrity – we believe in honesty, trust and openness and demonstrate dependability with each other and our borrowers.
Empathy– we strive to understand those we assist and see things from their points of view without judgment.
Resourcefulness – we refer borrowers to available community assistance beyond what we offer and act as advocates for our clients in situations where they need support.
Accountability – we follow through on our commitments to our borrowers, donors and each other and hold our borrowers accountable for repaying loans.
Flexibility – we recognize that people have unique situations, and we adapt to each individual’s circumstances.